美国设备租赁指数MLFI-25（2017年4月）：设备租赁增长稳健，前景乐观
文／零壹融资租赁研究中心编译
来源：美国设备租赁和金融协会(ELFA)
本文是由零壹融资租赁研究中心翻译整理自美国设备租赁和金融协会(ELFA)官方网站。
The Equipment Leasing and Finance Association's (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 25 companies representing a cross section of the$1 trillion equipment finance sector, showed their overall new business volume for April was $7.9 billion, up 8 percent year-over-year from new business volume in April 2016. Volume was down 11 percent month-to-month from $8.9 billion in March. Year to date, cumulative new business volume was up 5 percent compared to 2016.
美国设备租赁和金融协会(ELFA)月度租赁和融资指数MLFI-25)反映了设备融资业务规模为10亿美元的25家公司的经济活动。这25家公司4月份的新业务总量为79亿美元，同比增长8%，环比下滑11%。2017年迄今为止，累计新业务量较2016年同期增长了5％。
Receivables over 30 days were 1.30 percent, down from 1.40 percent the previous month and up from 1.20 percent in the same period in 2016. Charge-offs were 0.38 percent, down from 0.68 percent the previous month, and up from 0.31 percent in the year-earlier period.
2017年4月逾期超过30天的应收账款占比为1.3%，相比3月的1.4%略有下降，相比去年同期的1.2%有所上升。九月份的坏账率为0.38%，相比8月的0.68%下降明显，相比去年同期的0.31%有所增长。
Credit approvals totaled 75.9 percent in April, up from 74.5 percent in March. Total headcount for equipment finance companies was up 19.9 percent year over year, largely attributable to continued acquisition activity at an MLFI reporting company.
4月份信贷审批率从3月的74.5％提高到75.9％。设备融资租赁公司总人数同比增长19.9％，主要是由于在MLFI报告中公司的持续收购活动。
Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) for May is 63.2, easing from the April index of 65.8.
另外，设备租赁金融基金会5月份的月度信心指数(MCI-EFI)为63.2，较4月份的65.8指数有所回落。
ELFA President and CEO Ralph Petta said, “The start of the second quarter as reported by a representative sample of ELFA member companies was a relatively strong one, with new business volume increasing eight percent on a year-over-year basis. Whether this robust activity was the result of slightly rising interest rates or reflective of sound fundamentals in the U.S. economy is yet to be determined. What is known, however, is that the equipment finance business is off to a good start this year. Credit markets also appear to be performing well, as evidenced by lower delinquencies and charge-offs.”
ELFA总裁兼首席执行官拉尔夫·佩塔(Ralph Petta)表示:“ELFA成员公司的样本数据显示第二季度刚开始的发展势头是比较强劲的，新业务量同比增长了8％。这种稳健的势头是由于美国利率略有上涨导致，还是反映了美国经济基础良好，还不得而知。然而，众所周知的是，设备金融业务今年将有所好转。由于较低的违约率和坏账率，信贷市场看起来表现良好。”
Siemens Financial Services Commercial Finance North America CEO Gary Amos said,“A new generation of technological innovation and increased connectivity has many industries retaining positive optimism for new equipment leasing growth prospects. Credit approval ratings are still lagging behind last year's numbers, which could signal a rise in new customer applications and orders for 2017. Currently, volume for 2017 is up, and credit quality is becoming increasingly paramount. Economic trepidation overshadows the economy as the new presidential administration establishes its identity.”
西门子金融服务与商业金融北美首席执行官加里·阿莫斯(Gary Amos)表示：“新一代的技术创新和连接性的增加使得许多行业对新设备租赁的增长前景保持乐观态度。信贷评级仍然落后于去年的水平，这可能意味着2017年新客户订单的增长。目前，2017年的业务量在上升，信用质量正变的越来越重要。随着川普接任美国总统，对未来经济的不安情绪正笼罩在市场上空。”
以下为本文相关图表：
MLFI-25新增业务量
逾期30天以上应收账款比例
平均坏账率（以应收账款净额为基数）
信贷审批通过比率
雇员总人数变化率
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