在美國出租房子是最不值得的事-2(seller closing fee)

在收集賣房時要花費多少錢 正好agent提供樣本參考 資料如下:

ESTIMATED CLOSING STATEMENT
Closing Date:May 21, 2021
Property:yyyy,Elgin,IL
Seller:xxxxxxxxxxxxxx
Purchaser:xxxxxxxxxxxxxx
File:xxxxxxxxxxxxxx

Purchase Price Purchaser credits Seller credits
                                                     $300,000.00
         
Earnest Money and Commissions
Earnest Money retained by Broker POC
Listing Agents' Commission:  XXXXXXXX   $15,000.00

Selling Agents' Commission: XXXXXXX
ps $15,000/$300,000 = 5% according to website ILL agent fee 5-6% but some lower such as one chinese agent 4.5%(declared 2.5% give to buyer agent) or

REX-type 2.5% (buyer has to pay their agent, i would say many buyers won't happy about it) with uncertain other fee to pay because 1% for listing agent, 1.5% for REX agent who help seller go thru as traditional agent but not cover such as escrow, title, inspections, etc. These costs are outside seller agent fees whether you work with REX or any other broker.

Credits
Real Estate Taxes 2020 second half       $2,851.43
ps  2020 taxes $ 2512.56 + $822.15(empty lot) total $ 3334.71; i would say $2512.56    
2021 tax credit from 1/1 - 5/21          $2,313.17
ps 2021 taxes $3136.57  + $978.73(empty lot) total $ 4115.3; i would say $3136.57x( 31+28 +31+ 30+21=141Days) /(141+31-21+30=181Days)=$2443.41

Title Charges
Owner's Title Insurance Policy           $2,030.00
Closing Protection Letter Fee - Seller      $50.00

Commitment Update Fee                      $150.00
Overnight/Wire Transfer Fee                 $80.00

Recording Fee                               $67.00

State and County Charges
County Transfer Tax                        $150.00
ps the rule is selling price/$1000 x $0.5
Illinois Transfer Tax                      $300.00
ps the rule is selling price/$1000 x $1          
Illinois Title Insurance Registration Fee    $3.00                 
Payments for Liens and Miscellaneous
Payoff to XXXXXXXXXXX Good thru 8/2 - recording fee included TO COME
ps we 100% own the house, no need to pay for liens search fee? buyer should pay?
Attorney Fee to xxx & yyy, LLC             $650.00

Survey to ESTIMATE                         $595.00
ps Usually the buyer pays the surveyor's fee, but sometimes this may be paid by the seller. i would say agent certainly would like owner pay so more easy  to sell.
         
TOTAL                                $24,239.60  $300,000.00         
Estimated net proceeds                           $275,760.40

SELLER:                           BUYER:
_________________________  _________________________

ps if rental house sell needs to pay 7% county tax ie $21,000

the net price : $300,000 -$24,239.6 - $21,000= $254,760.4 if agent provides correctly.

our case in mar 2013 we as buyer paied following:

seller paied agent commission $3900 + $3600(buyer agent)=$7500

Title charges:lender's title insurance $562.5 ; seller paied title services $50

closing(settlement) fee seller paied $437.5 (underwriter's(attorney) portion $437.5)

owner's title insurance(buyer paied) $1250 which include lender's title insurance $100, agent's portion $912.5

government recording and transfer charges: buyer paied recording fee $50(deed $50)

transfer taxes:

seller paied county tax stamps $75(deed)

seller paied state tax stamps $150(deed)

seller paied state regulatory fee $3

seller paied city tax stamps $0

buyer paid attorney fee $150

seller paied survey $300

seller paied home warranty $450

reimbursement of water bill $137.39

so we paied closing fee $2212.5; seller paied $8202.89 house selling price $150,000
ps the house is estate sale (the couple died and no kid be allowed to inherit the house, that maybe reduce some fees for seller agent.)

i got another sample as :
                                        Buyer         Seller
Contract Sales Price    $100,000.00   $100,000.00
Earnest Money             $5,000.00
Commission
Advertising
Title Insurance                                   $350.00
Lender's Title Insurance    $250.00
Title Search                   $350.00       $350.00
Title Examination           $350.00       $350.00
Closing 50/50               $150.00         $150.00
Attorney
IL CPL                       $25.00               $50.00
IL Title Reg                  $3.00                 $3.00
Deed                                                 $120.00
Recording Deed          $45.00
County Transfer Tax                             $50.00
State Transfer Stamps                         $100.00
Real Estate Tax 2016      $1,400.00      $1,400.00
Real Estate Tax Proration 01-01-17 thru 03-01-17
                                          $230.14       $230.14
Recording Mortgage           $45.00
Inspections                        $500.00
Appraisal                           $350.00
Credit Report                       $24.00
Flood Certification               $24.00
Wire Fee                              $30.00
Courier Fee                         $25.00            $25.00
Total Credits                   $6,630.14    $100,000.00
Total Charges           ($102,171.00)    ($3,178.14)
Grand Total                ($95,540.86)     $96,821.86

would i figure out the real seller cost for closing fee? No.