银行利率调整：21年6月
一、人民币存款基准利率如下：1、活期存款：基准利率为0.35%。2、定期存款：（1）整存整取：三个月1.10%、半年1.30%、一年1.50%、二年2.10、三年2.75%。（2）零存整取、整存零取、存本取息：一年1.10%、三年1.30%。
3、协定存款：基准利率为1.15%。4、通知存款：一天0.80%、七天1.35%。二、人民币贷款基准利率如下：1、短期商业贷款：1年内（包含1年），年利率为4.35%。2、中长期商业贷款：1年至5年（包含5年），年利率为4.75%；5年以上，年利率为4.9%。
银行人民币存款利率表一览表二银行活期存款定期存款（整存整取）零存整取、整存零取、存本取息通知存款三个月半年一年二年三年五年一年三年五年一天七天恒生银行0.2500.5000.6000.650星展银行0.3501.3501.5501.7502.3502.7500.8001.350华侨银行0.3501.3501.5601.8002.5002.7503.000永亨银行0.3501.3501.5601.8002.5002.7503.000南商银行0.3501.3501.6501.9502.6102.7502.7501.485法国兴业银行0.3500.8801.0401.2001.6802.2000.6401.080河北银行0.3001.5401.8202.1002.7303.8504.2001.3201.5601.8000.8001.350晋商银行0.3501.4301.6901.9502.7303.5754.5001.4301.6902.9001.0401.418晋城银行0.3501.4401.7001.9602.7403.5804.5001.4801.7503.3000.8001.350内蒙古银行0.3501.4501.7202.0502.6003.2003.3001.4501.7202.0500.8001.350锦州银行0.4551.4521.7161.9802.7723.634.291.4521.7162.7720.8001.350丹东银行0.4501.4501.7101.9802.7703.6504.87001.6501.9503.1501.0501.780营口银行0.3501.4301.6901.9502.7303.5804.2901.4301.6902.5001.0401.750阜新银行0.4551.4521.7161.9802.7723.6301.4521.7161.0561.782邮储银行0.3001.3501.5601.7802.2502.7502.7501.3501.5601.5600.5501.100辽阳银行0.4551.4521.7161.9802.7723.6304.2901.4521.7162.7721.0561.782嘉兴银行0.3501.5731.8592.1453.0033.93253.93251.5731.8591.8590.9601.620湖州银行0.4201.5401.8202.1002.9403.5753.5751.3201.5601.6900.9601.620民泰银行0.3001.5401.8202.1002.9403.8503.8500.8001.350稠州银行0.3501.5401.8202.1002.9403.8503.8501.5401.8202.1000.8801.485厦门银行0.3501.3501.5501.8002.5204.0154.0151.2101.8981.8980.8801.485九江银行0.3501.5401.8202.1002.5203.3003.6001.5401.8202.1000.9601.620赣州银行0.3501.5401.8202.1002.9403.3003.6001.5401.8202.1000.9601.620上饶银行0.3851.5401.8202.1002.5203.300临商银行0.3501.4851.7552.0252.7303.5753.8501.3201.5602.1001.0401.755东营银行0.3501.3751.6251.8752.6253.43754.26251.3201.5601.8000.9601.620威海银行0.3501.4851.7552.0252.7303.5754.26251.4301.6901.7551.0001.6875齐商银行0.3501.4301.6901.9502.7303.5754.26251.5401.8201.8201.1201.890泰安银行0.3501.3751.6251.8752.5203.16253.43751.3201.5601.6250.9601.620莱商银行0.3501.3751.6251.8752.7303.5754.26251.0801.8225德州银行0.3501.4851.7552.0252.7303.5754.26251.4851.7552.0251.0401.755洛阳银行0.3501.5401.8202.1002.9403.8504.0001.5401.8202.1000.8001.350华润银行0.3001.4301.6901.8002.5203.0253.1251.4301.6901.8000.8001.350北部湾银行0.40252.0252.3252.6253.5254.5005.2252.0252.3253.3001.0401.755三峡银行0.3851.6001.8902.1803.0503.7103.8501.4301.6903.3000.9601.620德阳银行0.3852.8603.0803.3004.1254.6755.2252.8603.0803.3000.8801.485乐山银行0.3501.4301.6901.9502.7303.5754.0001.3201.5602.5000.9601.620南充银行0.3852.8603.0803.3004.1254.6755.2252.8603.0803.3000.8801.485贵阳银行0.3801.4801.7502.0202.8303.7104.0001.4801.7502.0000.8801.410西安银行0.3501.5051.7652.0252.5203.3003.6001.5051.7652.0250.8001.350兰州银行0.4551.4301.6902.1002.7303.8504.3501.4301.6902.1001.0401.755宁夏银行0.3001.6501.9502.2503.1504.1251.4301.6900.8001.350乌鲁木齐银行0.3501.5401.8202.2502.7303.8004.1701.5401.8201.0401.775张家港农村商业银行0.3501.1001.3001.5002.1002.7502.7501.1001.3001.9500.8001.350吴江农商行0.3001.4411.6901.9502.7303.5753.5751.4411.6901.6900.9601.350苏州银行0.3001.4411.6901.9502.7303.5753.5751.4411.6901.9500.9601.620昆山农商行0.3001.4411.6901.9502.7303.5753.5751.2101.4301.6500.8001.350宁夏黄河农商行0.3001.6501.9502.2503.1504.1251.4301.6900.8001.350九台农商行0.3501.4301.6901.9502.7303.5753.6001.4301.6901.9501.0401.755广州农商行0.3001.3501.5501.9502.4002.9003.0501.3501.5501.5500.8801.100银行活期存款定期存款（整存整取）零存整取、整存零取、存本取息通知存款三个月半年一年二年三年五年一年三年五年一天七天顺德农商行0.3001.4301.6902.0002.7303.2003.3001.4301.6901.7050.8001.350东莞农商行0.3001.3201.5602.0702.6253.2003.7501.1001.3001.5000.8801.250成都农商行0.3501.5401.8202.1002.9403.8504.2001.4851.7551.9501.0801.485大华银行0.3501.3501.5501.8002.5003.2503.5001.350昆仑银行0.3151.4301.6901.9502.7303.5753.8001.4301.6901.9500.7201.215广东南粤银行0.3851.4851.7552.0252.5203.2503.3001.4851.7551.8000.8801.350华融湘江银行0.3851.5951.8852.1753.0453.98753.98751.5951.8852.1750.8001.350注：利率仅供参考，存款之前最好打电话到银行网点(各行客服电话)或是亲自去银行问一下实际挂牌利率是多少，具体详情请咨询各银行网点柜台。